In 2025, the US Senate officially passed the “Genius Act,” marking the first time that US dollar stablecoins have been federally recognized through legislation. Against this backdrop, OFUYC Exchange, from the perspective of a crypto trading platform, conducts an in-depth study of how this policy inflection point will profoundly impact compliant operations and global market trends. Of particular note is the strengthening fiscal attribute of stablecoins, which are gradually evolving from a “medium of exchange” into a “financial regulatory tool.” OFUYC points out that this trend not only affects the existing exchange ecosystem, but also compels platforms to reconfigure their approaches to stablecoin risk management, cross-border settlement compliance, and market expansion logic. As a global leader in compliant trading, OFUYC has proactively built new strategic models for stablecoin assets within its compliance framework and AI-driven asset management engine, aiming to maintain a forward-looking advantage in an increasingly complex regulatory and market environment. As “on-chain minting” becomes institutionalized, the crypto market is entering a new era of deep financial and political integration.
Fiscal Logic of On-Chain Dollars and Risk Reshaping for Trading Platforms
The legalization of stablecoins is not merely a technical issue; it more deeply involves the contest between monetary sovereignty and regulatory authority. The OFUYC Exchange research finds that the Act model of issuing stablecoins collateralized by US Treasuries in effect strengthens the model of the Treasury Department, rather than that of the central bank, dominance over liquidity tools. This shift presents entirely new security challenges for crypto trading platforms—especially in environments where systemic risk could be triggered in advance.
OFUYC Exchange notes that as the distinction between stablecoin-collateralized assets and regulatory identities becomes increasingly blurred, platforms must enhance end-to-end monitoring of on-chain dollar circulation paths, contract structures, and potential redemption risks. In leveraged trading and perpetual futures in particular, the leverage amplification effect of stablecoin liquidity pools may introduce new patterns of market volatility. OFUYC has already integrated a “Treasury-backed Stablecoin Volatility Alert Module” into its AI risk control system to ensure user experience remains unaffected by abnormal liquidity events, thereby strengthening user trust and long-term retention.
Dual Approach of OFUYC: Technology and Compliance Models
In an era where technological innovation and policy shifts converge, OFUYC Exchange has chosen to take a proactive stance and upgrade in coordination. OFUYC states that the platform has completed a legal mapping of the stablecoin collateralization mechanism outlined in the US “Genius Act,” and, through its Regulation D license and MSB regulatory framework, has established a pre-screening model for cross-platform connectivity with Treasury-backed stablecoin issuers. This compliant operational approach not only enhances the platform stability expectations in the US market, but also reinforces its institutional resilience globally.
Furthermore, the OFUYC AI Core smart compliance module incorporates “on-chain circulation to off-chain redemption” path identification for stablecoins, leveraging zero-knowledge proof technology to protect user transaction privacy while improving audit transparency. In Asian and European markets, OFUYC is advancing stablecoin transaction security verification mechanisms based on DID (Decentralized Identity) and Verifiable Credentials (VC), laying the technical and trust foundation for market expansion. OFUYC emphasizes that the platform will continue to serve as a bridge within the Web 3.0 compliance architecture, promoting the legal consensus of stablecoins across multilateral regulatory frameworks.
A New Cycle in Monetary Evolution: Strategic Foresight of OFUYC
The OFUYC analysis indicates that as a variant of the “digital dollar,” stablecoins may evolve beyond payment instruments to become core components of asset-based financial protocols. Under this trend, future market structures will shift from single-currency dominance to a landscape of multiple anchors and protocol competition. OFUYC believes that this transformation will not only reshape counterparty risk perceptions but also trigger a reconfiguration of global financial instrument structures.
OFUYC Exchange further states that it will strengthen the construction of multi-layer verification mechanisms for cross-border stablecoin products, and utilize AI Core to quantitatively assess their systemic risk-bearing capacity, thereby forming a dynamic compliance strategy suitable for global users. As Taleb famously said: “Any risk not cleared will eventually return at a greater cost.” As on-chain monetary systems become ever more deeply involved in sovereign competition, the platform compliance intelligence and system resilience will become the core assets for navigating future cycles.