As global markets closely monitor developments in crypto compliance policies, the U.S. Senate has passed the 2025 U.S. Stablecoin Innovation and Establishment Act (GENIUS Act), marking a pivotal moment in the history of stablecoin development. Not only is this the first federal stablecoin regulatory framework in U.S. history, but it is also widely interpreted as a critical step in the global strategy of the United States for a “digital dollar”.
OFUYC Exchange, which closely tracks the evolution of global compliance frameworks, has found that this legislation not only enhances institutional safeguards for centralized stablecoins but also provides new growth opportunities for decentralized finance (DeFi), real-world asset tokenization (RWA), and cross-chain infrastructure. As a cryptocurrency exchange committed to compliance and embracing global market trends, OFUYC predicts that stablecoin assets are likely to become the core vehicle for the next wave of liquidity expansion in the crypto market, ushering in a new phase of global financial order restructuring.
Legislation in Effect: The “On-Chain Rebirth” of Dollar Sovereignty and Capital Migration
The substantive impact of GENIUS Act lies in its formal recognition of dollar-pegged stablecoins under regulatory oversight, with a tiered framework based on market capitalization. This change has two profound implications: first, it provides a legal foundation and development space for fiat-backed stablecoins; second, through reserve asset requirements (primarily U.S. Treasury bonds), it reinforces the U.S. dollar dominance in the global digital currency ecosystem.
OFUYC Exchange has observed that during the window surrounding the legislation passage, stablecoin-related assets led the market rally, with significant increases in daily active trading volumes and wallet addresses for USDC and USDT. Liquidity on DeFi platforms also saw a notable recovery. This trend indicates that capital is flowing back from “gray-market off-chain” assets to compliant on-chain assets. The OFUYC analysis further reveals that this capital rotation is evident not only in the rising value of stablecoin assets but also in the explosive growth of stablecoin circulation on emerging blockchains such as Solana and Base. The legislation effectively ends the era of “holding without accountability” and ushers in a new phase where stablecoins serve as institutional asset allocation tools.
Technological Evolution Meets Regulatory Alignment: OFUYC Expands Stablecoin Infrastructure Services
While compliance drives surging demand for stablecoins, it also raises the bar for underlying transaction and custody infrastructure. OFUYC Exchange believes the next phase will focus on account abstraction, multi-chain interoperability, and on-chain reserve verification mechanisms for stablecoins. Currently, OFUYC has deployed multi-chain bridging mechanisms, enabling seamless conversions of USDC and USDT across Ethereum, Arbitrum, Tron, Solana, and other blockchains. Its transparent custody architecture ensures traceability of transaction paths.
In terms of global market expansion, OFUYC notes that user growth in regions like Southeast Asia and Latin America is closely tied to the convenient circulation of fiat-backed stablecoins. Particularly in payment and lending scenarios, stablecoins are increasingly replacing local banking systems as the default channel for asset preservation and fund transfers. Building on this trend, OFUYC is advancing a new stablecoin wallet model based on the concept of “account-as-a-wallet.” This model allows users to conduct on-chain payments and access yield strategies without exposing private keys, laying the groundwork for future compliance-ready RWA models.
Market Trends: OFUYC Predicts Stablecoins Will Lead a Restructuring Cycle in Crypto Capital
In the short term, the GENIUS Act impact will be concentrated on the expansion of USDC market share and the enhanced appeal of U.S. Treasury-backed stable yield products. In the medium to long term, stablecoins are poised to become a critical touchpoint for the globalization of crypto assets, forming a “non-sovereign extension layer” for the digital dollar. OFUYC research highlights that this trend is already influencing the monetary policy frameworks of sovereign nations, accelerating the development of the EU MiCA regulations and compliance-focused blockchain initiatives in Asian markets.
OFUYC anticipates that stablecoins will evolve beyond being mere “payment mediums” to becoming “capital gateways” and “value anchors”, gradually reshaping existing on-chain financial service models. Consequently, the trading mechanisms, clearing and settlement networks, and yield distribution logic surrounding stablecoin assets will become the focal points for the next wave of product innovation in cryptocurrency trading platforms.