StablecoinissuerCircleannouncedonTuesdaythatithadsignedaMemorandumofUnderstanding(MOU)withHKT,amajorplayerintechnology,media,andtelecommunications.

Themainobjectiveofthiscollaborationistoexploreopportunitiesforcreatingblockchain-basedloyaltysolutionstailoredtoHongKong’smerchantlandscape.

Circle-HKTCollaboration

Accordingtotheblogpost,Circle’sexpertiseinWeb3services,combinedwithHKT’smerchantnetworkandcustomerengagementresources,willallowthetwocompaniestodevelopWeb3-poweredloyaltysolutionstoimproveconsumerinteractionswithmerchants,potentiallycreatingmoreinteractiveengagementexperiences.

Inanofficialstatement,JeremyAllaire,co-founderandCEOofCircle,said:

“WeareexcitedtocollaboratewithHKTtobringourWeb3Servicestotheforefrontofcustomerloyaltyinnovation.Thiscollaborationisatestamenttoourcommitmenttohelpingbusinessesunlockthepotentialofblockchaintechnologytocreatevalue-drivencustomerexperiences,redefiningloyaltyprograms,andprovidingmerchantswiththetoolstheyneedtothriveinthedigitaleconomy.”

Well-knowncompanieslikeAmericanExpressandMarriotthaveseennotableengagementandrevenuepercustomer,partlyduetothestrengthoftheirloyaltyofferings.ThesetypesofprogramshavealsobecomepopularwithGenZsandmillennialsinHongKong.However,consumerexpectationsaroundthemhaveshiftedovertime.

CirclecitedaStatistareportstatingthatthegloballoyaltymarketisvaluedatapproximately$5.57billion,with70%ofconsumersindicatingthatloyaltyprogramsplayasignificantroleintheirpurchasedecisions.

Recognizingtheadvantagesofon-chainloyaltyprogramsovertraditionalmethods,thecryptofirmlaunchedits“SmartContractPlatform”inMarchthisyeartocreateintegratedon-chainloyaltyoptionswithinapplications,makingrewardearningandredemptionasmoothprocessforusers.

BlockchainBenefitsinLoyalty

ArecentDeloittereporthighlightedthattraditionalloyaltyandrewardsprogramsarefailingtoachievetheirfullpotentialduetoseveralkeychallenges.Theseincludeaccountinactivityandlowredemptionrates,whichhinderprogrameffectivenessandcustomerengagement.

Additionally,timedelaysinprocessingrewardsandhightransactioncostscontributetoinefficiencies,furtherexacerbatingissuesrelatedtosystemmanagementandcustomeracquisition.Thereportalsopointstolowclientretentionasacriticalconcern,suggestingthattheseprogramsstruggletomaintainongoingcustomerloyaltyandengagement.

Thecompanybelievesthatblockchaincouldeliminatemanyinefficiencies.

“Soweknowwhatisbehindthislackofexecutionefficiency–fragmentedandclunkysystemsthatdependoncentralizedadministrationrequiringthecoordinationofmultiplepartiesthroughtrustedintermediariestomoveprocessesalongthevaluechain.Ironically,blockchainanswersthisproblembytakingtrustoutoftheprocessanddecentralizingit.”


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